There are many budgeting podcasts available. There are many topics and ways to get started. Here are some suggestions: NPR's Planet Money.
NPR's Planet Money
Planet Money has been on NPR for over 10 year. Its quirky nature has made it one the most loved podcasts in the world. The podcasts cover economic topics and the economy. Each episode discusses how current events affect markets and the economy as a whole.
Planet Money podcasts are generally about 20 minutes long, and they cover a variety of financial topics. Many podcasts discuss real-life situations. For instance, one episode discusses Barbuda land ownership while another looks at buybacks as well as the legitimacy of government bailouts. The Indicator's shorter episodes last about 10 minutes and are focused on today's economic issues.
A budget is essential
Anyone who is struggling with money or bad habits will find the You Need a Budget podcast a valuable tool. To find out if the podcast is right for you, listen to it for 32 days. If you find the program helpful, you can purchase the software or try it out for 32 days.
Many listeners to this podcast have variable incomes. This makes it difficult for them to set a budget. They don’t want to spend their entire income on one item and have to make tradeoffs. This means they'll have both a high-income month and a low-income month.
Optimal Finance Daily
This podcast is a mix of audio blogging and personal finance content. It curates articles from the top personal finance blogs and distills them into a quick, 15-minute episode. It's a great resource that anyone on the go needs to access the best advice and practical information on personal finance. It has plenty to offer anyone interested in online marketing or business. This podcast is a great addition to your commute.
Chris Browning, the podcast host, discusses personal finances and investing in concise, easy-to-digest podcast segments. His podcasts help people better understand how important it is to save and invest. He has spoken on topics such as retirement planning, investing 101 and saving for the future. This podcast is one in five that Optimal Daily Living has produced. It listens to articles from personal finance blogs.
The Tim Ferris Show
If you're looking for a budgeting podcast, The Tim Ferris Show is an excellent choice. Its topics are diverse and timely, and it provides a wealth of helpful advice. Tim Ferriss (best-selling author, "The 4-Hour Workweek") produces this popular podcast. Although the show isn't solely about money, it covers important topics like fitness, health, and productivity.
This podcast features advice from successful businesspeople and celebrities. Tony Robbins and Jamie Foxx are among the guests. It is not a podcast about budgeting but can help you improve the financial situation. Meditation, creativity, as well as how to build your business are just a few of the topics that were discussed.
Suze Orman's Women & Money
Suze Orman is an American television host who is a personal finance advocate for women. She plays a unique role in the National Domestic Violence Hotline helping women who have suffered financial abuse to voice their concerns. Numerous honors and awards have been given to her, including two honorary doctorates from the Human Rights Campaign and the National Equality Award from Human Rights Campaign.
This book explores the dysfunctional relationship many women have with their money. She is focused on equipping women the financial knowledge and emotional awareness that they need in order to make informed, smart decisions about their finances. She offers the Save Yourself Plan, which is an actionable plan to help women secure their financial future.
FAQ
How are securities traded?
The stock market allows investors to buy shares of companies and receive money. In order to raise capital, companies will issue shares. Investors then purchase them. These shares are then sold to investors to make a profit on the company's assets.
Supply and demand determine the price stocks trade on open markets. If there are fewer buyers than vendors, the price will rise. However, if sellers are more numerous than buyers, the prices will drop.
Stocks can be traded in two ways.
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Directly from the company
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Through a broker
Why is a stock called security.
Security is an investment instrument that's value depends on another company. It can be issued as a share, bond, or other investment instrument. The issuer promises to pay dividends to shareholders, repay debt obligations to creditors, or return capital to investors if the underlying asset declines in value.
What is the difference in a broker and financial advisor?
Brokers are specialists in the sale and purchase of stocks and other securities for individuals and companies. They manage all paperwork.
Financial advisors are experts on personal finances. They help clients plan for retirement and prepare for emergency situations to reach their financial goals.
Banks, insurers and other institutions can employ financial advisors. They can also be independent, working as fee-only professionals.
It is a good idea to take courses in marketing, accounting and finance if your goal is to make a career out of the financial services industry. Additionally, you will need to be familiar with the different types and investment options available.
What is a Stock Exchange exactly?
Companies can sell shares on a stock exchange. This allows investors to buy into the company. The market determines the price of a share. The market usually determines the price of the share based on what people will pay for it.
Companies can also raise capital from investors through the stock exchange. To help companies grow, investors invest money. Investors buy shares in companies. Companies use their money for expansion and funding of their projects.
There can be many types of shares on a stock market. Some are called ordinary shares. These are most common types of shares. Ordinary shares are traded in the open stock market. Prices of shares are determined based on supply and demande.
Preferred shares and debt security are two other types of shares. Preferred shares are given priority over other shares when dividends are paid. These bonds are issued by the company and must be repaid.
How Does Inflation Affect the Stock Market?
Inflation can affect the stock market because investors have to pay more dollars each year for goods or services. As prices rise, stocks fall. This is why it's important to buy shares at a discount.
Statistics
- US resident who opens a new IBKR Pro individual or joint account receives a 0.25% rate reduction on margin loans. (nerdwallet.com)
- "If all of your money's in one stock, you could potentially lose 50% of it overnight," Moore says. (nerdwallet.com)
- For instance, an individual or entity that owns 100,000 shares of a company with one million outstanding shares would have a 10% ownership stake. (investopedia.com)
- The S&P 500 has grown about 10.5% per year since its establishment in the 1920s. (investopedia.com)
External Links
How To
How to open and manage a trading account
To open a brokerage bank account, the first step is to register. There are many brokerage firms out there that offer different services. Some have fees, others do not. Etrade, TD Ameritrade Fidelity Schwab Scottrade Interactive Brokers are some of the most popular brokerages.
After you have opened an account, choose the type of account that you wish to open. These are the options you should choose:
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Individual Retirement Accounts, IRAs
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Roth Individual Retirement Accounts
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401(k)s
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403(b)s
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SIMPLE IRAs
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SEP IRAs
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SIMPLE 401K
Each option has its own benefits. IRA accounts provide tax advantages, however they are more complex than other options. Roth IRAs are a way for investors to deduct their contributions from their taxable income. However they cannot be used as a source or funds for withdrawals. SEP IRAs are similar to SIMPLE IRAs, except they can also be funded with employer matching dollars. SIMPLE IRAs are simple to set-up and very easy to use. These IRAs allow employees to make pre-tax contributions and employers can match them.
The final step is to decide how much money you wish to invest. This is called your initial deposit. Most brokers will offer you a range deposit options based on your return expectations. A range of deposits could be offered, for example, $5,000-$10,000, depending on your rate of return. The lower end of the range represents a prudent approach, while those at the top represent a more risky approach.
After you've decided which type of account you want you will need to choose how much money to invest. Each broker will require you to invest minimum amounts. These minimum amounts can vary from broker to broker, so make sure you check with each one.
After deciding the type of account and the amount of money you want to invest, you must select a broker. You should look at the following factors before selecting a broker:
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Fees: Make sure your fees are clear and fair. Brokers often try to conceal fees by offering rebates and free trades. However, some brokers actually increase their fees after you make your first trade. Avoid any broker that tries to get you to pay extra fees.
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Customer service - Look for customer service representatives who are knowledgeable about their products and can quickly answer questions.
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Security - Make sure you choose a broker that offers security features such multi-signature technology, two-factor authentication, and other.
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Mobile apps: Check to see whether the broker offers mobile applications that allow you access your portfolio via your smartphone.
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Social media presence. Find out whether the broker has a strong social media presence. It might be time for them to leave if they don't.
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Technology - Does this broker use the most cutting-edge technology available? Is the trading platform easy to use? Are there any issues when using the platform?
After choosing a broker you will need to sign up for an Account. Some brokers offer free trials while others require you to pay a fee. Once you sign up, confirm your email address, telephone number, and password. Next, you will be asked for personal information like your name, birth date, and social security number. You'll need to provide proof of identity to verify your identity.
Once verified, your new brokerage firm will begin sending you emails. These emails contain important information and you should read them carefully. These emails will inform you about the assets that you can sell and which types of transactions you have available. You also learn the fees involved. Be sure to keep track any special promotions that your broker sends. These promotions could include contests, free trades, and referral bonuses.
Next, you will need to open an account online. Opening an online account is usually done through a third-party website like TradeStation or Interactive Brokers. Both of these websites are great for beginners. When opening an account, you'll typically need to provide your full name, address, phone number, email address, and other identifying information. Once this information is submitted, you'll receive an activation code. This code is used to log into your account and complete this process.
After opening an account, it's time to invest!